**Note 7-22-08: We are now offering Investors a chance to take part in our company's growth by participating in the Interest Income + Equity Appreciation Financing Program!

**MEMO 7-22-08: Ana is no longer accepting new memberships as she has enough Active Clients to reliably mentor now. Please do not purchase from the link below, until this memo is removed. Check back soon and thanks for your interest!

Retire using foreclosed, single-family income properties

(and use real estate to wean off your full-time job!)

Home of the:
The Automatic Listed Property Log Creator and
The Automatic Vehicle Milage Log Creator

Phillip Anesthesiology Resident Real Estate Investor	Ana, Realtor from Zamora, Spain

How nice is it to recieve money in the mail instead of bills?

(Answer: very nice!)

June 2008 rent checks. Revenues up 4% from June 2007 despite the "recession." Compare this revenue increase to that of many publicly traded companies reporting huge losses. Admittedly, our results are in part because the demand for rentals has simply increased (but also because tenants don't like to move once they're settled in and will just pay the rent increase). Slow and steady wins the race.

WARNING:

• This is NOT a "get-rich-quick" scheme. 
• In fact, it may take 1-5 years to retire by using this website's techniques, depending on your monthly dollar needs.
• Do NOT read further or purchase from this website until you have purchased from all other "get-rich-quick" real estate websites, seminars, and gurus. 
• When you feel you have wasted enough time and money with other inferior products, then you may come back here as we only want people who are really serious about learning from others that are successful.

Why buy foreclosures in a down market?

Listen to what the Oracle (of Omaha) has to say, Neo:

``Be fearful when others are greedy, and be greedy when others are fearful.''
-Warren Buffet

Here are the 6 reasons to buy foreclosures $20-50k below market price even with the current housing downturn:

1. Listen to Warren, and buy strength in down markets.
2. Pockets of strength exist. See Houston's 2007 appreciation rate here or read what Forbes has to say about Houston.
3. Besides, we don't care about housing prices anyway; we really care about cash flow.
4. Prices that fall = less property taxes = more cash flow = life is good.
5. We are already buying $20-50k below market price which provides adequate margin of safety.
6. You don't actually have to live in Houston to buy foreclosed real estate in Houston because property management can be just 6% of gross monthly rent.

Here's what we offer. Yes, you CAN do this! (without late night phone calls to fix a toilet! It's all about what you put in your Lease Contract!):

See an example email of properties we send out that match our Proprietary Buy Criteria!

We'll teach you 1-on-1 via cell phone, our eBook, and our Rental Property Analyzer 2008 to buy foreclosed, single-family properties the way we do, fix them up, rent them out, and live on the cash flow and equity the way we do it ourselves. We'll even email you with the houses so there's no excuse not to succeed!

This is the overall strategy:

• Make tens of thousands of dollars in equity plus hundreds of dollars in cash flow per month, per house!
• Multiply this by a few houses and you'll be sitting on a mountain of money and thousands of dollars per month in passive income.
• The profits from the first house allow you to buy the second house and so on. So at first it starts slowly then increases exponentially.
• See the 12th unit that we own!

Subscribe to the Mylifechanger newsletter - market news, updates, and more!

What are the four Tools to Success?

Each Action Client gets all 4 Tools To Success (although some clients only need Tools 2, 3, and 4):

	1. Emails of REAL, FORECLOSED single-family properties Houses are in Houston and fit our Proprietary Buy Criteria. You do not have to be in Houston to buy (we'll show you how to use a property manager). In fact, many of our Action Clients are in CA and NY. Properties are typically 20-50k below market price and cash flow $200-700 dollars depending on your interest rate and down payment. These are the same types of houses that we buy for ourselves! See an example email of properties we send out that match our Proprietary Buy Criteria!
	2. My eBook: Retire using foreclosed, single-family income properties Learn step-by-step how to find properties the way we do. How to run the numbers first to make sure you'll cash flow using RPA Quick 2008. How to get the data you need (accurate sales comps and rental comps). Why owning many single-families is easier, less risky, and better than owning one multifamily property. Landlording techniques that maximize your cash flow and leave you with a hands-free asset, so you never have to visit the property!
	3. Full questions and answers BY PHONE from 9AM-5PM, Mon-Fri, by Ana or me We'll answer the questions you may have concerning your properties no matter where your properties are located. Offer tips and solutions to your real estate problems for full hand-holding support. Receive our same Houston vendor list for rehabbers, handymen, and managers (if you don't want to manage your properties). How to find vendors easily if you don't live in Houston.
	4. Rental Property Analyzer 2008 - a $99.00 retail value! My own Excel spreadsheet software that I created in 2003 to analyze my parents' properties We still use this spreadsheet ourselves for our own properties and acquisitions to make sure we cash flow and are getting a good deal! RPA 2008 analyzes multi-family and single-family properties RPA 2008 for multi-family properties RPA Quick for single-family properties (included!)
	Plus you get all this too:
	Access to the ONLY free Automatic Listed Property Log Creator! Part of the beauty of real estate is that you get to deduct everything. The IRS however requires you to keep a log of certain "listed property" - things that might also be used personally like your computer, iPhone/cell phone, digital camera, etc. Maintaining this log is a huge hassle...but not anymore! Instantly and randomly generate hundreds of hours, logs, and dates on activities and variables that you set. You may never have to keep a log for IRS purposes ever again! For educational purposes only! NEW!
	Lease Agreement and Lease Applications - for your tenants are provided. (The same ones we use!).
	The satisfaction that you are getting the BEST real estate DOING experience ever.  If you don't have any real estate purchased $20,000-30,000 below market and that cash flows $200-700 / month, you either didn't read the eBook, didn't call to ask us questions, or didn't listen to us!
	Earn even more passive income with our Rebate Referral Program! When you become a member, you will get a Personal Referral Code (PFC). Simply give this PFC to a friend or family member that you think might benefit from learning foreclosed real estate the mylifechanger.com way. That new member will get a 12.5% rebate by simply mentioning your name, email, OR your PFC after their purchase. YOU will get a 50% rebate also for referring us! All rebates paid via PayPal We recommend posting your PFC or name in an Internet forum recommending us and then just sit back and let your PayPal account grow.
	Our special, 56-day Satisfaction Guarantee - no questions asked! We use ClickBank and PayPal as our payment processor, so our guarantee is as simple as a click of the mouse! That means no-risk to you (yes, we're that sure you'll like our investor program)!

Some clients do not live in Houston and are not interested in purchasing houses in Houston, but they still benefit from the eBook, RPA 2008, and Direct Cell Phone Support. Others however live outside Houston, but purchase here in Houston through us because properties we buy here are already inexpensive (and foreclosed), the job market here in Texas has the highest growth rate in the nation, and we have a strong economy.

Why we are different:

It's all about the details and mentoring! We don't offer the beat around the bush guru-speak that every famous real estate guy you've heard of is hocking to you. Have you ever noticed that those gurus in the end won't get you any actual real estate? Or help you after you take their course or buy their book$?

These gurus are either scams, promise too much, or only give you the big picture and leave you to fend for yourself after taking their course. Or even worse, you may finish the course thinking you know real estate and end up owning a money-losing upsidedown deal.  What I'm going to share with you is exactly how we do real estate (we own 12 units ourselves).

After you read the eBook and use RPA 2008, you may call us for 1-to-1 direct, cell phone questions and answers about your property!

Come join the best and most cost-effective real estate learning program in the country! And now we also help our European clients invest in income properties now that the Euro has incredible buying power (se habla espanol)!

Who we are:

Dear Friend,

How are careers ranging from medicine to plumbing to "grooming a CEO?" taught to others? Let me tell you how: by a little book knowledge and a lot of apprenticeships/mentoring!

Hi, my name is Phillip.  I'm 32 years old and an anesthesiology resident.   My wife Ana, a licensed Realtor, and I own twelve, previously foreclosed rental properties that pay us more than Social Security pays 90% of Americans today after actively working for decades. Each month we go to our PO Box and pick up rent checks (actually money orders; we don't take tenants' checks), and spend it on things we want - like our new car, our son, and of course vacations!

Although I'm not a billionaire, I realize my wife and I live a privileged life as we have no school debt, loans, bills to worry about, or even the need to work a day job anymore.  But believe me, as a medical resident, I know what it's like to work hard, with ridiculous hours, and not get paid enough. I know how different you feel on Monday's and on Friday's. And I know you want a different way to live instead of worrying you'll be working till you're 98 years old.

It took me many years of active learning to get real estate and income properties down.  My mother, who is a stock and real estate investment guru, taught me a lot.  So did the $$$ of dollars I spent on books, seminars, and even a few "learned-the-hard-way" lessons.  So did my MBA classes from University of Texas at Arlington (ironically, I never finished the degree because around the same time I learned real estate had a better ROI...).

But what I've learned I've distilled into a specific system of finding, analyzing, acquiring and leasing foreclosed, single-family houses that can make you thousands of dollars on each house and with real-life cash flow that you can use to live of off.  Imagine living life the way you want with no need to get up in the morning...unless you just want to.  In the end, I really don't care if you want to buy anything from me or not.  My life is set, and I thank God, my wife, and my parents everyday for it.

It doesn't require a lot of money to get started, although money speeds things up. You too can retire on real estate; it's easy if someone holds your hand through the entire process of buying, renting, and selling!

How much does becoming an Action Client cost?
Just $79.00 **$39.95** until August 30, 2008!

We are starting to arrive at the point where we will have more active members in our group that we can handle comfortably. Therefore, at midnight on August 30 , 2008, the price to become an Action Client will increase to $79.95. BUT if you buy now, you get a 1-year Action Client Membership which includes ALL of the above for a one-time, non-recurring fee of just $39.95.

Remember, you will receive weekly emails of foreclosed properties in the Houston area that we find for you, the eBook in PDF Format, the RPA 2008 Excel Spreadsheet, our cell phone number, and link to the IRS Listed Property Log Creator (coming soon). All via EMAIL within 12 hrs of your purchase (many times much sooner)!

Hurry before the price increases at midnight on August 30 , 2008! Buy it now for just $39.95!

What others are saying about being an Action Client member...

"I wish I had known about this program a long time ago!  I would have saved myself a lot of headache and trouble!"

-Jonathan, H.  Fresno, CA

"Our experience being an Action Client was excellent.  Their efforts brought us a house with $30,400 in equity and $300/month cash flow in a down market!  Philip and Ana, THANK YOU!!!"

-Wayne V., Dallas, TX

"This is our 3rd Real Estate purchase with Ana!  It is so nice to know you are working with an honest person who really knows how to make real estate work!"

-Gloria S., Albany, NY

"Thank you for your excellent service Ana and Phillip.  Good luck!"

-Yao C., Modesto, CA

"A note to thank you, Anna and Philip for all of the advice you did for our purchase on here in Lousiana.  You have a deep command of the numbers and understanding of investment real estate.  I have never seen better in the 20 plus years I was in the business.  Mylifechanger.com is the very best real estate buyer's agent and teaching investment group out there!"

- Dale and Cathleen G. Shreveport, LA

Please email us if you have something you liked about being an Action Client.

What if I have questions before I become a member?

Please read our FAQ!

I really need to create a better life for me and my family. Please, can I really make money by becoming an Action Client and learning how to (finally) do real estate properly?

Yes. Even if you don't live in Houston or want to buy foreclosures in Houston, we can teach you our way - the most realistic way to retire on real estate. It is with great honor that you choose me and my wife to help you achieve your dreams by using real estate.

To this end, we will help you as best as we can after you join. With what other website, seminar, or book can you even have the chance to call the author? But by being an Action Client, you get personalized cell phone attention, weekly emails of foreclosed houses we find in the Houston area, the eBook, RPA 2008, and the IRS Listed Property Log Creator. You also get Lifetime updates of the eBook and RPA 2008!

I am a physician first, and I continue to find anesthesia challenging and fun. These days I focus nearly all my time on anesthesia while Ana focuses entirely on real estate, mentoring clients full-time, and finding foreclosures. I sincerely hope we can help you learn about real estate and do it the right way - passively - the way real people can do it. People like you and me.

Sincerely,

Phillip
Anesthesiology resident
Real estate investor and mentor

Ana Castano, Realtor/Investor/Mentor from Zamora, Spain

$39.95 for 1-year membership